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tranle

Champion Author
San Jose

Posts:10,620
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Joined:Apr 2003
Message Posted: Mar 31, 2005 9:35:26 AM

If I have a car insured under my name, can I lending to anybody ?
Or do they need to have their own insurance ?
REPLIES (newest first)
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smkiel
Champion Author Miami

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Message Posted: Apr 13, 2005 7:18:47 AM

need to check with carrier
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tonydoyle
Champion Author Louisville

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Joined:May 2004
Message Posted: Apr 13, 2005 7:12:48 AM

Call your insurance
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Retro
Champion Author Minnesota

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Points:754,065
Joined:Oct 2003
Message Posted: Apr 13, 2005 4:52:09 AM

double check with your agent. In the end, you are responsible for any damage done by your car, even if stolen
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nb367300
Champion Author Boston

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Points:326,790
Joined:Jan 2005
Message Posted: Apr 13, 2005 4:23:22 AM

depends on what your policy states
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tranle
Champion Author San Jose

Posts:10,620
Points:2,409,385
Joined:Apr 2003
Message Posted: Apr 13, 2005 3:17:42 AM

For my insurance, it seems that I can lend it to anyone except the one living in my house unless they are explicitely on the policy.
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TexTrek
Champion Author Fort Worth

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Message Posted: Apr 13, 2005 12:23:44 AM

Most policies allow for an occasional driver other than the insured. But if there's an accident and they investigate and find this person has been driving the car on a regular basis, they'll likely refuse the claim. Check with your agent before lending your car for an extended period.
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kcstrawn1
Champion Author Michigan

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Message Posted: Apr 12, 2005 10:35:58 PM

Check with your agent.
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Bus561
Champion Author Lexington

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Joined:May 2004
Message Posted: Mar 31, 2005 10:01:38 AM

It may depend on the particular insurance company, but must allow you to lend a car to someone else if they have a license. If they drive a commercial bus or truck, then they have to have a CDL license for that vehicle. There are different indorsements on the CDL licenses, for instance if you drive a bus then you have to have a Class P indorsement and a CDL B license or an A.
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The Hoe
Champion Author Twin Cities

Posts:3,289
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Joined:Nov 2002
Message Posted: Mar 31, 2005 9:51:21 AM

I would check with your agent; I know my policy has coverage for others... it would be considered an occasional driver.
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